I-DeFi isifushaniso sezimali ezihlukaniselwe amazwe, futhi yitemu elivamile lezinsiza zezezimali zontanga kuya kontanga kuma-blockchain omphakathi (ikakhulukazi i-Bitcoin ne-Ethereum).
I-DeFi imele “Izimali Ezimisiwe”, ezaziwa nangokuthi “Izimali Ezivulekile” [1] .Kuyinhlanganisela yama-cryptocurrencies amelwe i-Bitcoin ne-Ethereum, i-blockchain nezinkontileka ezihlakaniphile.Nge-DeFi, ungenza izinto eziningi ezisekelwa amabhange-thola inzalo, uboleke imali, uthenge umshwalense, okuphuma ku-trade, izimpahla zohwebo, nokunye-futhi wenze ngokushesha okukhulu futhi ngaphandle kwamaphepha noma abantu besithathu.Njengama-cryptocurrencies ngokuvamile, i-DeFi ingeyomhlaba wonke, i-peer-to-peer (okusho ngokuqondile phakathi kwabantu ababili, kunokuba ihanjiswe ngohlelo oluphakathi nendawo), ingaziwa, futhi ivuleleke kubo bonke.
Ukusebenziseka kwe-DeFi kungokulandelayo:
1. Ukufeza izidingo zamaqembu athile athile, ukuze adlale indima efanayo nezezimali zendabuko.
Isihluthulelo se-DeFi esidingekayo ukuthi empilweni yangempela kuhlale kukhona abantu abafuna ukulawula impahla yabo kanye nezinsizakalo zezezimali.Ngenxa yokuthi i-DeFi ayinamlamuli, ayinamvume futhi isobala, ingenelisa ngokugcwele isifiso salawa maqembu sokulawula amafa awo.
2. Yenza ngokugcwele indima yesevisi yokugcinwa kwesikhwama, ngaleyo ndlela ube isengezo sezimali zendabuko.
Embuthanweni wemali, kuvame ukuba nezimo lapho ukuhwebelana kanye nezikhwama zemali zibaleka, noma imali nezinhlamvu zemali zinyamalala.Isizathu esibalulekile ukuthi umbuthano wohlobo lwemali awunazo izinsiza zokugcinwa kwesikhwama, kodwa okwamanje, ambalwa amabhange endabuko azimisele ukukwenza noma alinge ukukunikeza.Ngakho-ke, ibhizinisi lokubamba i-DeFi ngendlela ye-DAO lingacutshungulwa futhi lithuthukiswe, bese liba isithasiselo esiwusizo kwezezimali zendabuko.
3. Umhlaba we-DeFi kanye nomhlaba wangempela kukhona ngokuzimela.
I-DeFi ayidingi noma yiziphi iziqinisekiso noma inikeza noma yiluphi ulwazi.Ngesikhathi esifanayo, imali mboleko yabasebenzisi kanye nezindlu ezibolekiwe ku-DeFi ngeke zibe nomthelela kukhredithi yabasebenzisi emhlabeni wangempela, okuhlanganisa imali mboleko yezindlu kanye nemalimboleko yabathengi.
yini inzuzo?
Vula: Awudingi ukufaka isicelo sanoma yini noma “uvule” i-akhawunti.Udinga nje ukudala isikhwama semali ukuze usifinyelele.
Ukungaziwa: Zombili izinhlangothi ezisebenzisa ukuthengiselana kwe-DeFi (ukuboleka nokuboleka) zingaphetha ngokuqondile umsebenzi, futhi zonke izinkontileka nemininingwane yokwenziwayo zirekhodwa ku-blockchain (on-chain), futhi lolu lwazi lunzima ukubonwa noma ukutholwa umuntu wesithathu.
Kuyavumelana nezimo: Ungahambisa izimpahla zakho noma nini, noma kuphi ngaphandle kokucela imvume, ulinde ukudluliswa okude ukuthi kuqedwe, futhi ukhokhe izindleko ezibizayo.
Ukushesha: Amanani nemiklomelo ibuyekezwa njalo futhi ngokushesha (ngokushesha njengemizuzwana eyi-15), izindleko zokusetha eziphansi kanye nesikhathi sokushintsha.
Ukungafihli: Wonke umuntu ohilelekile angabona isethi egcwele yemisebenzi (lolu hlobo lokubonisa izinto akuvamile ukunikezwa izinkampani ezizimele), futhi akekho umuntu wesithathu ongamisa inqubo yokuboleka.
Isebenza kanjani?
Abasebenzisi ngokuvamile babamba iqhaza ku-DeFi ngokusebenzisa isofthiwe ebizwa ngokuthi i-dapps ("izinhlelo zokusebenza ezimisiwe"), eziningi zazo okwamanje ezisebenza ku-Ethereum blockchain.Ngokungafani namabhange endabuko, azikho izicelo zokugcwalisa noma ama-akhawunti azovulwa.
Yiziphi izinkinga?
Amazinga okushintshana ashintshayo ku-Ethereum blockchain asho ukuthi ukuthengiselana okusebenzayo kungabiza.
Kuya ngokuthi iyiphi i-dapp oyisebenzisayo nokuthi uyisebenzisa kanjani, utshalomali lwakho lungase lube nokuguquguquka okukhulu - lobu ubuchwepheshe obusha phela.
Ngezinhloso zentela, kufanele ugcine amarekhodi akho.Imithethonqubo ingahluka ngesifunda.
Isikhathi sokuthumela: Nov-19-2022