DeFi ndi chidule chandalama zogawika m'magulu, ndipo ndi liwu wamba lazachuma cha anzawo ndi anzawo pama blockchains aboma (makamaka Bitcoin ndi Ethereum).
DeFi imayimira "Decentralized Finance", yomwe imatchedwanso "Open Finance" [1] .Ndi kuphatikiza kwa ma cryptocurrencies oimiridwa ndi Bitcoin ndi Ethereum, blockchain ndi makontrakitala anzeru.Ndi DeFi, mutha kuchita zambiri zomwe mabanki amathandizira-kupeza chiwongola dzanja, kubwereka ndalama, kugula inshuwaransi, zotengera malonda, katundu wamalonda, ndi zina zambiri-ndikuchita mwachangu kwambiri komanso popanda mapepala kapena anthu ena.Monga ma cryptocurrencies ambiri, DeFi ndi yapadziko lonse lapansi, ya anzawo (kutanthauza mwachindunji pakati pa anthu awiri, m'malo moyendetsedwa ndi dongosolo lapakati), pseudonymous, ndi lotseguka kwa onse.
Ubwino wa DeFi uli motere:
1. Kukwaniritsa zosowa zamagulu ena, kuti agwire ntchito yofanana ndi yachuma chachikhalidwe.
Chinsinsi cha DeFi kukhala chofunikira ndikuti m'moyo weniweni nthawi zonse pali anthu omwe amafuna kulamulira chuma chawo ndi ntchito zachuma.Chifukwa DeFi ndiyopanda mkhalapakati, yopanda chilolezo komanso yowonekera, imatha kukhutiritsa chikhumbo cha maguluwa kuti azilamulira chuma chawo.
2. Perekani sewero lathunthu pa ntchito yosamalira thumba, motero kukhala chowonjezera pazachuma zachikhalidwe.
Mu bwalo la ndalama, nthawi zambiri pamakhala zochitika zomwe kusinthanitsa ndi zikwama zimathawa, kapena ndalama ndi ndalama zimatha.Chifukwa chachikulu ndichakuti gulu landalama lilibe ntchito zosungira ndalama, koma pakadali pano, ndi mabanki ochepa omwe ali okonzeka kutero kapena kuyerekeza kupereka.Chifukwa chake, bizinesi yochitira DeFi mu mawonekedwe a DAO imatha kufufuzidwa ndikupangidwa, kenako kukhala chothandizira pazachuma zachikhalidwe.
3. Dziko la DeFi ndi dziko lenileni limakhalapo palokha.
DeFi sichifuna zitsimikizo zilizonse kapena kupereka chidziwitso chilichonse.Nthawi yomweyo, ngongole za ogwiritsa ntchito ndi ngongole zanyumba ku DeFi sizingakhale ndi vuto lililonse pangongole ya ogwiritsa ntchito mdziko lenileni, kuphatikiza ngongole zanyumba ndi ngongole za ogula.
phindu lake ndi chiyani?
Tsegulani: Simuyenera kulembetsa chilichonse kapena "kutsegula" akaunti.Mukungoyenera kupanga chikwama kuti mupeze.
Kusadziwika: Maphwando onse omwe amagwiritsa ntchito malonda a DeFi (kubwereka ndi kubwereketsa) amatha kumaliza malondawo mwachindunji, ndipo mapangano onse ndi tsatanetsatane wamalonda amalembedwa pa blockchain (pa unyolo), ndipo izi ndizovuta kuzizindikira kapena kuzipeza ndi munthu wina.
Zosinthika: Mutha kusuntha katundu wanu nthawi iliyonse, kulikonse popanda kupempha chilolezo, kudikirira kusamutsidwa kwautali kuti kumalize, ndikulipira zodula.
Kuthamanga: Mitengo ndi mphotho zimasintha pafupipafupi komanso mwachangu (mwachangu ngati masekondi 15 aliwonse), ndalama zotsika mtengo komanso nthawi yosinthira.
Kuwonetsetsa: Aliyense amene akukhudzidwa atha kuwona zonse zomwe zachitika (kuwonetsetsa kwamtunduwu sikumaperekedwa kawirikawiri ndi makampani wamba), ndipo palibe gulu lachitatu lomwe lingaletse kubwereketsa.
Zimagwira ntchito bwanji?
Ogwiritsa ntchito nthawi zambiri amatenga nawo gawo mu DeFi kudzera pa mapulogalamu otchedwa dapps ("decentralized applications"), ambiri omwe amayendetsa pa Ethereum blockchain.Mosiyana ndi mabanki achikhalidwe, palibe mapulogalamu oti mudzaze kapena maakaunti oti atsegule.
Kodi kuipa kwake ndi kotani?
Kusintha kwamitengo yamitengo ya Ethereum blockchain kumatanthauza kuti zochitika zogwira ntchito zitha kukhala zodula.
Kutengera ndi dapp yomwe mumagwiritsa ntchito komanso momwe mumaigwiritsira ntchito, ndalama zanu zitha kukhala zosakhazikika - iyi ndiukadaulo watsopano pambuyo pake.
Pazofuna zamisonkho, muyenera kusunga zolemba zanu.Malamulo amatha kusiyanasiyana malinga ndi dera.
Nthawi yotumiza: Nov-19-2022